Terms and Conditions

Welcome to www.eifs.in (“Website”). This Website is owned and operated by Edge Institute for Financial Studies Pvt. Ltd., incorporated under the Companies Act, 2013, having its registered office at A-24/9, Mohan Co-operative, Industrial Estate, Mathura Road, Saidabad Mohan Cooperative, New Delhi, South Delhi, Delhi – 110044, India (“Company”, “EIFS”, “We”, “Us” or “Our”).

By accessing this Website, registering for a webinar or program, purchasing a course, or using any of our services, you agree to these Terms and Conditions. If you do not agree with these Terms, please do not use the Website or our services.

1. Eligibility

You must be at least 18 years old and legally competent to enter into a binding contract under Indian law to purchase our programs or use our paid services.

Users below 18 years of age may access our services only with the consent and supervision of a parent or legal guardian.

You are responsible for ensuring that all information provided during registration or purchase is accurate, complete and current.

2. Nature of Our Services

EIFS provides financial literacy and educational services, which may include:

Free and paid webinars;
Live and recorded online classes;
Financial literacy and investment education programs;
Workshops, seminars and corporate training;
Course materials, presentations, worksheets and learning resources;
Access to online communities or support groups; and
Other educational services described on the Website.

The content, structure, trainers, schedule, duration and delivery method of a program may vary depending on operational requirements.

3. Educational and Investment Disclaimer

All information and content provided through the Website, webinars, courses, recordings, presentations, messages or other communications is intended solely for educational and financial literacy purposes.

Unless expressly stated otherwise under a separate written agreement:

Nothing provided by us constitutes personalised investment advice, portfolio management, legal advice, accounting advice or tax advice;
No information should be treated as a recommendation to buy, sell or hold any security, mutual fund, financial product or other investment;
Examples, calculations, projections and case studies are illustrative and may be based on assumptions;
Past performance does not guarantee future results; and
Investments in securities and other financial products are subject to market risks.

You should conduct your own research and consult an appropriately qualified and registered professional before making any financial or investment decision.

You remain solely responsible for your investment decisions and their outcomes. The Company, its directors, trainers, employees and associates shall not be responsible for any profit, loss, damage or consequence arising from decisions made based on our educational content.

4. Registration and User Accounts

Certain services may require you to register or create an account.

You agree to:

Provide accurate and current information;
Keep your login credentials confidential;
Not share your account, course access, meeting link or password with another person;
Inform us promptly about suspected unauthorised access; and
Accept responsibility for activities performed through your account.

We may suspend or terminate access if an account is shared, misused or used in violation of these Terms.

5. Program Registration and Payments

The applicable fee, taxes, program inclusions and payment terms will be displayed on the relevant registration or checkout page or communicated by an authorised Company representative.

All payments must be made through payment methods approved by the Company. Applicable taxes, including GST, may be charged in accordance with the law.

Registration will be considered confirmed only after successful payment and confirmation from the Company or its authorised payment or delivery partner.

You are responsible for verifying the program details before completing payment.

6. Refunds and Cancellations

Refunds, cancellations and transfers will be governed by the refund terms communicated on the relevant program page or at the time of purchase.

Unless expressly mentioned otherwise in writing:

Fees shall not be refundable once access to course recordings, digital content or learning materials has been provided;
Fees shall not be refundable after the live program has commenced;
Failure to attend a webinar, class or session will not automatically entitle the participant to a refund;
Program registrations cannot be transferred to another person without our prior written approval; and
Any approved refund may be subject to the deduction of applicable taxes, payment-gateway fees and administrative charges.

If the Company cancels a paid program entirely and does not provide a reasonable alternative, eligible participants may receive a refund of the relevant program fee.

7. Program Schedule and Modifications

We may modify the date, time, trainer, content, format or delivery platform of a program due to operational, technical or unavoidable circumstances.

Where reasonably possible, participants will be informed about material changes through email, WhatsApp, SMS, the course platform or another registered communication channel.

Rescheduling a session or providing a recording or reasonable alternative shall not ordinarily be treated as cancellation of the program.

8. Recordings and Access Period

The availability and duration of access to course recordings will be as stated on the relevant program page or communicated at the time of registration.

We do not guarantee permanent or lifetime access unless expressly confirmed in writing.

Participants are responsible for maintaining a compatible device and an adequate internet connection. Temporary disruption caused by third-party platforms, internet services or circumstances beyond our reasonable control shall not constitute a failure to provide services.

9. Intellectual Property Rights

All content made available through the Website or our programs—including videos, recordings, presentations, course modules, worksheets, designs, graphics, logos, trademarks, strategies and written materials—is owned by or licensed to the Company and is protected by applicable intellectual-property laws.

Without prior written permission, you must not:

Copy, reproduce, download or distribute course content;
Record live or recorded sessions;
Share course access, links, passwords or materials;
Publish or upload our content on social media or other platforms;
Sell, sublicense or commercially exploit our content;
Modify or create derivative works from our materials; or
Use our name, photographs, trademarks or branding in a misleading manner.

Unauthorised use may result in immediate termination of access without a refund and may lead to appropriate legal action.

10. Participant Conduct

You must not:

Disrupt classes, webinars, groups or discussion forums;
Harass trainers, team members or other participants;
Post unlawful, abusive, defamatory or misleading content;
Promote unrelated products or services without permission;
Attempt to gain unauthorised access to our systems or content; or
Use our services for illegal or fraudulent activities.

We may remove a participant or restrict access for inappropriate conduct or violation of these Terms.

11. Testimonials and Results

Testimonials and success stories displayed on the Website represent the experiences of particular participants. They do not guarantee that every participant will achieve identical or similar results.

Individual results may vary depending on knowledge, effort, financial circumstances, market conditions and other factors beyond our control.

12. Third-Party Services and Links

Our Website or programs may contain links to third-party websites, payment gateways, video platforms, communication tools or other services.

These third parties operate under their own terms and privacy policies. We do not control and are not responsible for their availability, content, security, practices or performance.

13. Privacy

Your personal information will be collected, used, stored and processed in accordance with our Privacy Policy.

By using our Website and services, you acknowledge that you have read and understood the Privacy Policy.

14. Communications and Consent

By registering on the Website or providing your contact details, you consent to receiving service-related communications from us through phone calls, email, SMS, WhatsApp or other electronic channels.

These communications may include registration confirmations, class reminders, schedule updates, support information and program-related announcements.

Promotional communications may be sent in accordance with applicable law. You may request to opt out of non-essential promotional communications by contacting us.

15. Limitation of Liability

To the maximum extent permitted by law, the Company and its directors, trainers, employees, affiliates and service providers shall not be liable for any indirect, incidental, special or consequential loss arising from:

Use of or inability to use the Website or services;
Reliance on educational information;
Investment or financial decisions;
Loss of data or interruption of access;
Third-party services or platforms; or
Unauthorised access resulting from the user’s failure to protect login credentials.

Where liability cannot legally be excluded, the Company’s aggregate liability shall not exceed the amount actually paid by the concerned user for the specific service giving rise to the claim.

Nothing in these Terms excludes any rights or liabilities that cannot be excluded under applicable law.

16. Indemnity

You agree to indemnify and hold harmless the Company, its directors, employees, trainers and affiliates against claims, losses, liabilities, damages and reasonable expenses arising from:

Your misuse of the Website or services;
Your violation of these Terms;
Your infringement of another person’s rights; or
Any unlawful activity carried out through your account.

17. Suspension and Termination

We may suspend or terminate access to the Website, program or course platform if you violate these Terms, misuse our content, share access credentials, engage in unlawful conduct or fail to make an applicable payment.

Termination for violation of these Terms will not ordinarily entitle the user to a refund.

Provisions concerning intellectual property, disclaimers, liability, indemnity and dispute resolution shall survive termination.

18. Force Majeure

The Company shall not be liable for any delay, interruption or failure caused by circumstances beyond its reasonable control, including natural disasters, government restrictions, internet or electricity failures, technical outages, strikes, public-health emergencies or failure of third-party service providers.

19. Changes to These Terms

We may update these Terms and Conditions from time to time. Updated Terms will be published on this page.

Your continued use of the Website or services after an update constitutes acceptance of the revised Terms.

20. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India.

The parties shall first attempt to resolve any dispute amicably through written communication and mutual discussion.

If a dispute cannot be resolved amicably, it may be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996, as amended. The arbitration shall be conducted by a mutually appointed sole arbitrator.

The seat and venue of arbitration shall be New Delhi, India, and the proceedings shall be conducted in English.

Subject to the arbitration provision, courts located in New Delhi, India shall have exclusive jurisdiction.

21. Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue to remain valid and enforceable.

22. Contact Us

For questions, complaints or support concerning these Terms and Conditions, please contact:

Edge Institute for Financial Studies Pvt. Ltd.

A-24/9, Mohan Co-operative
Industrial Estate, Mathura Road
Saidabad Mohan Cooperative
New Delhi, South Delhi
Delhi – 110044, India

Website: www.eifs.in

Email: info@eifs.in

Toll-Free Number: 1800 123 1668